Upgrade your construction equipment without putting pressure on your cash flow. Equippay helps Australian builders, tradies and contractors access finance for excavators, skid steers, generators, compressors, scaffolding, trailers, power tools, concrete equipment, site machinery and more. Whether you are replacing ageing equipment, taking on larger jobs or expanding your fleet, we can help you structure finance around your business.

Running a construction business means managing labour, materials, subcontractors, supplier accounts, fuel, insurance, site delays and project payments. At the same time, your equipment needs to be reliable. When machinery breaks down, tools are outdated or your current setup cannot handle the next job, it can slow down the whole project. But paying upfront for construction equipment can put serious pressure on working capital. Construction equipment finance can help you buy, replace or upgrade equipment while spreading the cost over time.
Excavators, skid steers, compressors, scaffolding, trailers and concrete equipment can require a large upfront investment.
Construction payments do not always arrive when expenses are due. Finance can help you manage equipment purchases around project cash flow.
Unreliable machinery or broken tools can delay jobs, increase labour costs and affect your ability to deliver on time.
New equipment can help you take on larger projects, improve efficiency and reduce reliance on hire equipment.
Equippay can assist with finance options for a wide range of construction and trade equipment. Whether you are buying one trailer, upgrading tools or adding machinery to your fleet, Equippay can help you explore suitable finance options.
Excavators
Mini Excavators
Skid Steers
Positrack Loaders
Wheel Loaders
Telehandlers
Forklifts
Tippers and Site Vehicles
Trailers
Generators
Air Compressors
Concrete Mixers
Concrete Pumps
Plate Compactors
Rollers
Scissor Lifts
Boom Lifts
Scaffolding
Formwork Systems
Site Sheds
Temporary Fencing
Power Tools
Laser Levels and Surveying Equipment
Welding Equipment
Safety Equipment
Water Carts
Earthmoving Attachments
Construction Fit-Out and Setup Costs
We work with a wide range of construction and trade businesses, including:
If the equipment is used for your business, there may be a finance option available.
Use the repayment calculator to get an idea of what your construction equipment finance could look like. Your final repayment will depend on the equipment type, loan amount, business profile, lender approval, term selected and any applicable fees.
Simple steps, whether you are purchasing equipment or supplying it to construction businesses.
Help your customers move ahead with equipment purchases by offering finance at the point of sale. Equippay gives machinery dealers, tool suppliers, hire-to-own providers and construction equipment suppliers a simple way to offer finance options without managing the lending process themselves.
For builders, tradies and contractors, equipment is not just another expense. It can directly affect job speed, site productivity, safety and profitability.
Whether you need a new excavator, trailer, compressor, generator, scaffolding system or full equipment package, Equippay helps make the purchase easier to manage by spreading the cost over time.
Instead of delaying upgrades because of upfront equipment costs, finance can help your business keep projects moving while protecting cash flow.
Keep cash available for wages, materials, fuel, subcontractors, supplier accounts and day-to-day operating costs.
Owning the right equipment can reduce repeated hire costs and give your team better control over availability.
When machinery or tools become unreliable, finance can help you replace them before they cause bigger project delays.
Finance can help you access the equipment needed to quote for larger projects or expand your service offering.
Spread the cost of equipment over time with repayments that suit your business cash flow.
Deal with an Australian team that understands business equipment finance.
Upgrade your machinery, tools or site equipment with finance options designed for Australian construction businesses. Apply online and see what construction equipment finance options may be available for your business.