Upgrade your gym, studio or fitness centre without tying up your cash flow. Equippay helps Australian fitness businesses access finance for treadmills, cardio machines, strength equipment, reformer Pilates machines, fit-out costs and more, with flexible repayment options and a fast online application.

Running a gym or fitness studio means constantly balancing cash flow, member experience and business growth. The right equipment can help you attract new members, keep existing clients engaged and improve the overall quality of your facility. But paying upfront for commercial fitness equipment can put serious pressure on working capital. Whether you are replacing old treadmills, expanding your strength area, opening a new studio or upgrading to premium machines, equipment finance can help you move faster without draining your bank account.
Commercial fitness equipment can be expensive, especially when you are buying multiple machines or completing a full fit-out.
Gym members expect modern, reliable and well-maintained equipment. Outdated machines can affect retention and new sign-ups.
A new training zone, Pilates room or cardio section can create new revenue, but timing the purchase around cash flow is not always easy.
When key machines are out of action, it impacts the member experience. Finance can help you replace or upgrade equipment sooner.
Equippay can assist with finance options for a wide range of commercial gym and fitness equipment. Whether you are buying one machine or fitting out an entire facility, we can help structure a finance option around your business.
Treadmills
Exercise Bikes
Rowing Machines
Cross Trainers & Ellipticals
Stair Climbers
Strength Machines
Cable Machines
Power Racks & Rigs
Free Weights
Benches & Platforms
Functional Training Equipment
Reformer Pilates Machines
Recovery Equipment
Gym Flooring
Mirrors, Lighting & Fit-Out Costs
Reception & Member Management Technology
We work with a range of Australian fitness businesses, including:
If the equipment is used for your business, there may be a finance option available.
Use the repayment calculator to get an idea of what your gym equipment finance could look like. Your final repayment will depend on the equipment type, loan amount, business profile, lender approval, term selected and any applicable fees.
Simple steps, whether you are expanding your gym or selling equipment to fitness studios.
Help your customers buy sooner by offering finance at the point of sale. Equippay gives suppliers a simple way to provide equipment finance options without becoming the broker, chasing banks or managing the approval process yourself.
Keep cash available for rent, wages, marketing and day-to-day operating costs.
Finance can help you access higher-quality machines instead of settling for cheaper equipment that may not last.
Spread the cost of equipment over time rather than paying everything upfront.
When the right equipment becomes available, finance can help you act quickly.
Our Australian team can guide you through the process and explain your options clearly.
Finance can be used for upgrades, replacements, expansions or new studio fit-outs.
Upgrade your gym, studio or fitness facility with finance options designed for Australian businesses. Apply online and see what equipment finance options may be available for your business.