Manufacturing Equipment Finance for Australian Businesses

Upgrade your factory, workshop or production facility without putting pressure on your working capital. Equippay helps Australian manufacturers access finance for CNC machines, lathes, mills, welding equipment, automation systems, production lines, conveyors, compressors, forklifts and other commercial machinery. Whether you are replacing ageing equipment, increasing production capacity or taking on larger contracts, we can help you structure finance around your business.

Manufacturing facility equipment
Estimate your repayments
EQUIPMENT COST
$100,000
WEEKLY
$728
per week
MONTHLY
$3,157
per month
Apply for equipment finance
Indicative repayment estimate
Secure online application
Fast online application
Apply with basic business and equipment details.
Finance from $2k–$500k
Suitable for machinery, production lines, and large industrial equipment.
Flexible repayment options
Choose a structure that suits your production schedule and cash flow.
Australian support
Speak with a local equipment finance specialist.

Manufacturing equipment is a major investment

For manufacturing businesses, the right machinery can directly affect output, efficiency, quality control and profitability. But purchasing machinery upfront can put real pressure on cash flow, especially when you are also managing wages, raw materials, rent, freight, maintenance, supplier accounts and customer payment terms. Manufacturing equipment finance can help your business invest in the machinery it needs now while spreading the cost over time.

High machinery costs

CNC machines, production equipment, automation systems and tooling can require a large upfront investment.

Production downtime

Old or unreliable machinery can slow down jobs, delay orders and affect your ability to deliver on time.

Capacity constraints

If your current equipment is holding you back, finance can help you increase production capacity and take on larger work.

Technology upgrades

Modern machinery can improve speed, accuracy and efficiency, but upgrading at the right time can be difficult without finance.

Manufacturing equipment you can finance

Equippay can assist with finance options for a wide range of manufacturing and industrial equipment. Whether you are buying one machine or upgrading an entire production line, Equippay can help you explore suitable finance options.

CNC Machines

Lathes

Milling Machines

Press Brakes

Guillotines

Laser Cutters

Plasma Cutters

Waterjet Cutters

Welding Equipment

Industrial Compressors

Conveyor Systems

Packaging Machines

Labelling Machines

Industrial Ovens

Sheet Metal Machinery

Woodworking Machinery

Injection Moulding Machines

Robotic and Automation Equipment

Forklifts and Material Handling Equipment

Pallet Racking and Warehouse Equipment

Tooling, Dies and Fixtures

Measurement and Testing Equipment

Dust Extraction and Ventilation Systems

Production Line Equipment

Factory Fit-Out and Installation Costs

Built for Australian manufacturers and workshops

We work with a wide range of manufacturing and industrial businesses. If the equipment is used for your business, there may be a finance option available.

Metal fabrication businesses
Engineering workshops
Cabinet makers and joinery workshops
Food manufacturers
Beverage manufacturers
Packaging businesses
Plastics manufacturers
Textile and garment manufacturers
Signage and printing businesses
Construction product manufacturers
Automotive parts manufacturers
Furniture manufacturers
Industrial maintenance businesses
Small and medium-sized factories
Contract manufacturers
Wholesale production businesses

Estimate your manufacturing equipment repayments

Use the repayment calculator to get an idea of what your manufacturing equipment finance could look like. Your final repayment will depend on the equipment type, loan amount, business profile, lender approval, term selected and any applicable fees.

Estimate your repayments
EQUIPMENT COST
$100,000
WEEKLY
$728
per week
MONTHLY
$3,157
per month
Apply for equipment finance
Indicative repayment estimate
Secure online application

How manufacturing equipment finance works

1
Choose your equipment
Select the machinery, tooling or production equipment you want to purchase from your preferred supplier.
2
Apply online
Submit your application with basic details about your business, the equipment and the supplier.
3
Get matched with finance options
We assess your application and match it with suitable finance options from our lender network.
4
Finalise approval
If approved, finance documents are completed and payment is arranged with the supplier.
5
Put the equipment to work
Install the equipment, increase capacity and repay the finance over the agreed term.

Help your customers move ahead with machinery purchases by offering finance at the point of sale. Equippay gives machinery suppliers, equipment dealers, industrial vendors and factory fit-out providers a simple way to offer finance options without managing the lending process themselves.

Give customers repayment estimates quickly
Help reduce delays caused by upfront cost concerns
Support larger machinery and equipment purchases
Track applications through the partner portal
Get paid once the finance settles
Earn commission on eligible settled deals

Helping manufacturers invest in better equipment

For manufacturing businesses, equipment is not just another purchase. It can directly affect production capacity, turnaround times, quality control and the type of work your business can take on.

Whether you need a CNC machine, production line, compressor, forklift, welding system, automation equipment or factory fit-out, Equippay helps make the purchase easier to manage by spreading the cost over time.

Instead of delaying upgrades because of upfront machinery costs, finance can help your business keep production moving while protecting cash flow.

Why manufacturers use Equippay

Preserve working capital

Keep cash available for wages, raw materials, freight, maintenance, supplier accounts and day-to-day operating costs.

Upgrade without waiting

Access the machinery your business needs without delaying the purchase for months.

Increase production capacity

Finance can help you add machinery, improve output and take on larger contracts.

Improve efficiency

Modern equipment can help reduce manual work, improve accuracy and support more consistent production.

Flexible repayment options

Spread the cost of equipment over time with repayments that suit your business cash flow.

Local support

Deal with an Australian team that understands business equipment finance.

Frequently asked questions

Yes. Used or refurbished manufacturing equipment may be considered depending on the age, condition, supplier, equipment type, maintenance history and lender requirements.

Ready to finance manufacturing equipment?

Upgrade your factory, workshop or production facility with finance options designed for Australian manufacturing businesses. Apply online and see what manufacturing equipment finance options may be available for your business.

For manufacturers
Finance your equipment
Apply online and see what finance options may be available for your business.
Apply now
For equipment suppliers
Become a partner
Help customers explore finance options and earn commission on eligible settled deals.
Become a partner