Medical Equipment Finance for Australian Healthcare Practices

Upgrade your clinic, practice or healthcare facility without putting pressure on your cash flow. Equippay helps Australian healthcare businesses access finance for diagnostic equipment, imaging systems, treatment devices, patient monitors, sterilisation units, medical furniture, practice fit-outs and more. Whether you are opening a new clinic, replacing ageing equipment or expanding your treatment capability, we can help you structure finance around your business.

Medical Practice equipment
Estimate your repayments
EQUIPMENT COST
$50,000
WEEKLY
$364
per week
MONTHLY
$1,578
per month
Apply for equipment finance
Indicative repayment estimate
Secure online application
Fast online application
Apply with basic business and equipment details.
Finance from $2k–$500k
Suitable for individual devices, full fit-outs and larger equipment purchases.
Flexible repayment options
Choose a structure that suits your practice cash flow.
Australian support
Speak with a local equipment finance specialist.

Medical equipment is critical. But it can tie up cash quickly.

Running a healthcare practice means balancing patient care, staffing, rent, compliance, consumables, technology, maintenance and everyday operating costs. At the same time, reliable equipment is essential. Outdated diagnostic equipment, unreliable treatment devices or limited clinical capacity can affect patient experience, appointment availability and the services your practice can offer. But paying upfront for medical equipment can place unnecessary pressure on working capital. Medical equipment finance can help your practice upgrade, replace or expand equipment while spreading the cost over time.

High equipment costs

Medical, diagnostic and treatment equipment can require a significant upfront investment, especially when purchasing multiple devices or completing a fit-out.

Practice cash flow

Healthcare practices need to manage wages, rent, consumables, insurance, software, maintenance and supplier accounts at the same time.

Equipment reliability

When essential equipment fails or becomes outdated, it can disrupt appointments, reduce capacity and impact the patient experience.

Expanding services

New equipment can help your practice add treatments, increase appointment capacity or offer more services in-house.

Medical equipment you can finance

Equippay can assist with finance options for a wide range of healthcare and medical equipment. Whether you are buying one diagnostic device or fitting out an entire practice, Equippay can help you explore suitable finance options.

Ultrasound Machines

X-Ray Systems

Diagnostic Imaging Equipment

ECG Machines

Patient Monitors

Examination Tables

Treatment Chairs

Surgical Instruments

Sterilisation Units

Autoclaves

Laboratory Equipment

Medical Fridges and Vaccine Fridges

Defibrillators

Infusion Pumps

Respiratory Equipment

Physiotherapy Equipment

Rehabilitation Equipment

Dermatology and Skin Treatment Devices

Laser Treatment Devices

Ophthalmology Equipment

ENT Equipment

Medical Carts and Storage

Practice Management Technology

Computers and Clinical Workstations

Waiting Room Furniture

Clinic Fit-Out Costs

Delivery and Installation Costs

Built for Australian healthcare providers

We work with a wide range of healthcare and medical businesses, including:

  • General medical practices
  • Specialist clinics
  • Allied health clinics
  • Physiotherapy clinics
  • Chiropractic clinics
  • Podiatry clinics
  • Skin and dermatology clinics
  • Cosmetic medical clinics
  • Radiology and imaging providers
  • Day surgeries
  • Veterinary clinics
  • Pathology and laboratory businesses
  • Rehabilitation providers
  • Occupational therapy practices
  • NDIS service providers
  • Aged care and community health providers
  • Medical centres and group practices

If the equipment is used for your business, there may be a finance option available.

Estimate your medical equipment repayments

Use the repayment calculator to get an idea of what your medical equipment finance could look like. Your final repayment will depend on the equipment type, loan amount, business profile, lender approval, term selected and any applicable fees.

Estimate your repayments
EQUIPMENT COST
$60,000
WEEKLY
$437
per week
MONTHLY
$1,894
per month
Apply for equipment finance
Indicative repayment estimate
Secure online application

How medical equipment finance works

Simple steps, whether you are purchasing equipment or supplying it to healthcare businesses.

Finance your equipment

1
Choose your equipment
Select the medical, diagnostic, treatment or practice equipment you want to purchase from your preferred supplier.
2
Apply online
Submit your application with basic details about your business, the equipment and the supplier.
3
Get matched with finance options
We assess your application and match it with suitable finance options from our lender network.
4
Finalise approval
If approved, finance documents are completed and payment is arranged with the supplier.
5
Put the equipment to work
Install the equipment, use it in your practice and repay the finance over the agreed term.

Help your customers buy sooner

Help your customers move ahead with equipment purchases by offering finance at the point of sale. Equippay gives medical equipment suppliers, healthcare technology providers and clinic fit-out companies a simple way to offer finance options without managing the lending process themselves.

  • Give customers repayment estimates quickly
  • Help reduce delays caused by upfront cost concerns
  • Support larger equipment and fit-out purchases
  • Track applications through the partner portal
  • Get paid once the finance settles
  • Earn commission on eligible settled deals

Helping healthcare practices invest in better equipment

For healthcare businesses, equipment is not just an operating cost. It can directly affect patient care, appointment capacity, service quality and practice growth.

Whether you need a new ultrasound machine, treatment device, sterilisation unit, patient monitor, clinical workstation or complete practice fit-out, Equippay helps make the purchase easier to manage by spreading the cost over time.

Instead of delaying upgrades because of upfront equipment costs, finance can help your practice continue investing in better care while protecting cash flow.

Why medical practices use Equippay

Preserve working capital

Keep cash available for wages, rent, consumables, insurance, software, supplier accounts and day-to-day operating costs.

Upgrade clinical equipment

Access modern medical, diagnostic or treatment equipment without needing to pay the full cost upfront.

Expand patient services

Finance can help your practice add new treatments, increase capacity or bring more services in-house.

Replace equipment faster

When equipment becomes unreliable or outdated, finance can help you act sooner and reduce disruption to your practice.

Flexible repayment options

Spread the cost of equipment over time with repayments that suit your business cash flow.

Local support

Deal with an Australian team that understands business equipment finance.

Frequently asked questions

Yes. Used or refurbished medical equipment may be considered depending on the age, condition, supplier, certification, equipment type and lender requirements.

Ready to finance medical equipment?

Upgrade your clinic, practice or healthcare facility with finance options designed for Australian medical businesses. Apply online and see what medical equipment finance options may be available for your business.

For healthcare practices
Finance your equipment
Apply online and see what finance options may be available for your practice.
Apply now
For equipment suppliers
Close bigger deals
Help customers explore finance options and earn commission on eligible settled deals.
Become a partner